RV life is full of exciting adventure, but unexpected breakdowns can put a dent in both your trip and your travel budget. Having a protection plan in place mitigates the cost of repairs and provides peace of mind. Choosing the best RV warranty is an important decision that requires a bit of research. With the right coverage plan, you can save thousands of dollars on repairs.

With custom coverage options available, finding the best RV warranty comes down to setting a budget, weighing benefits, and understanding needs. In this guide, we explore the different RV protection options to help you find a plan that best fits your budget and lifestyle.

Understanding RV Protection Options

When it comes to RV warranty protection, there are several options. It’s important to know what is available in order to determine the best RV warranty plan for you. But first, you need to have a solid understanding of warranty coverage.

RV Extended Warranties Explained

Extended warranties are designed to cover the cost of repairs for unexpected breakdowns and defects that impact vehicle function. These policies essentially extend the service of the original manufacturer warranty. A good RV extended warranty plan will cover both mechanical and electrical components. Here are some common coverages for a basic plan:

• Engine
• Transmission
• HVAC
• Slide-outs
• Leveling jacks

Although level of coverage varies depending on coverage type, most plans typically do not cover the following:

• Aesthetic components (paint, upholstery, windows, etc.)
• Routine maintenance
• Expected wear and tear
• Pre-existing conditions

Factors to Consider When Choosing an RV Protection Plan

Warranty Eligibility

To help streamline the process of finding the best RV warranty, there are some key factors to consider. Before diving into extensive research, you need to know whether your vehicle qualifies for coverage. Some warranty brokers, like Wholesale Warranties, provide policy options for used RVs. However, every reputable provider has eligibility limitations. The primary factors influencing warranty eligibility are model age and mileage. These caps will vary depending on the provider. Additionally, even if your RV doesn’t qualify for one plan, it may still be eligible for more limited coverage.

Types of Coverage

There are two main types of extended warranty coverage: comprehensive and exclusionary policies. Exclusionary policies extended greater coverage, and comprehensive plans cover all major components at a more affordable price. Speak with a specialist to determine which is the best RV warranty type for your lifestyle. Additionally, there are specified coverage types such as powertrain-only or coach-only warranties. Assess your frequency of use, model type, risk tolerance, budget, and eligibility to decide which type of coverage best suits your needs.

Additional Benefits and Perks

Some warranty policies offer additional benefits, such as mobile mechanic services, emergency roadside assistance, and exclusive RV club memberships. When looking for the best RV warranty, learn which providers prioritize customer experience and offer the greatest value.  

Comparing Top RV Protection Providers

To aid in your search for the best RV warranty, we have selected three trusted providers to consider.

Wholesale Warranties

Wholesale Warranties is a leading RV extended warranty broker, providing customizable coverage options for used and new RVs in all 50 states and Canada. Dedicated to providing excellent customer service, Wholesale Warranties has its own claims department to assist customers and streamline the claims process. Additional benefits include wheel and tire protection, roadside assistance, and mobile mechanic services.

Good Sam Extended Service Plan

Good Sam offers an extended service plan featuring flexible payment options, trip reimbursement, and exclusive benefits for Good Sam club members. This extended service plan offers coverage in all 50 states and Canada.

American Guardian Warranty Services

American Guardian Warranty Services (AGWS) provides a range of RV extended service contracts backed by A-rated insurance carriers. Users report quick claims turnaround times, and policies are accepted by mechanics nationwide.

When researching providers, reputability and credibility are crucial. Only look for providers backed by highly rated insurance carriers. Additionally, reputable warranty brokers require an RV inspection prior to signing a contract. Identifying or ruling out the possibility of preexisting conditions establishes trust and eliminates the need for a “waiting period.”

How to Make the Right Decision

Choosing the best RV warranty has to be an informed decision. To make the right decision with confidence, first you need to assess your needs. How frequently do you use your RV? How much risk will you tolerate? Along with an expert warranty specialist, this information will help determine the level and type of coverage best suited to your RV lifestyle.

When receiving quotes, set a realistic budget for upfront costs and/or monthly payments. Some providers, such as Wholesale Warranties, offer flexible payment plans or full upfront payment at a discounted rate.

To determine the best RV warranty for you, be sure to research thoroughly and consider options to get a good idea of who will best meet your unique needs. Investing in an RV extended warranty will save you money on repairs and extend the lifetime of your RV. Get a free quote today.