People are often skeptical about why some RV warranty brokers require an inspection prior to signing an extended service contract. Although the process does protect the warranty company from potentially paying out on pre-existing issues and aids in their credibility, the inspection is beneficial to the RVer as well.
Why Require an RV Inspection?
In order to qualify for an RV extended warranty, all reputable warranty brokers will require vehicles to submit to an inspection before you sign their contract. This process ensures that any pre-existing conditions are addressed and repaired prior to your coverage going into force. Other RV warranty companies who do not require an inspection may take advantage of customers. If you sign a contract with them and experience a sudden mechanical failure, the broker may claim that the failure is the result of a pre-existing condition. They will avoid covering your repair costs without explicitly violating your contract. This is why the inspection process is important: in the event you run into a claim early in your contract, you will have the inspection report showing that all items were in working condition at the time of the contract signing, and the new failure is not a pre-existing issue.
Further, many providers will try to get around this inspection requirement by instituting a “waiting period” on your contract. Most often, this will be a 30 day AND 1,000 mile waiting period, meaning you cannot file a claim during the first 30 days and 1,000 miles your policy is in force. For many RVers, it can take months to travel 1,000 miles, all the while not being able to use the policy you purchased. At Wholesale Warranties, we do not offer any policies with waiting periods, instead protecting both the customer and our RV warranty partners via inspection.
The Inspection Process
All RVs must pass the inspection before they are eligible for coverage. Once you have provided your broker with a down payment, the process can begin. Wholesale Warranties employs a national network of certified inspectors. They will send a qualified representative to inspect your vehicle. That’s right, you don’t even have to bring it to a shop! From there, the inspector will examine the mechanical condition of the RV. Once the inspection is complete, the customer will receive a copy of the inspection report. This review includes a report of the general condition of the vehicle along with photos of the components they tested.
All RV warranty policies exclude coverage for pre-existing conditions. Therefore, if the inspector does find something wrong with the RV, the RV warranty company will not provide coverage on the failed component until the customer has completed repairs and provided proof of repairs to Wholesale Warranties. Then, the RVer is free to sign a contract. An RV extended warranty is a great way to save money on unnecessary—and expensive—repair costs. For a free warranty quote, click below:
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