One of the most frequently asked questions we receive is, “What Does an RV warranty cover?” It’s an important question as the answer will inform your decision to buy an RV extended warranty plan. Third-party warranty brokers, such as Wholesale Warranties, provide policies with varying coverage levels in order to meet the needs of a wide array of RVers. Educating yourself about the different available coverage options will help you make the best financial decision for yourself and your future adventures!
RV warranties typically cover what your regular insurance doesn’t, such as unexpected mechanical breakdowns. However, the level of coverage varies depending on type of plan and vehicle eligibility. Coverage for older RV models may be more limited.
Comprehensive RV Warranty Coverage
Comprehensive RV warranty contracts list every covered component. Although these plans don’t provide as much coverage as an exclusionary plan, they are more affordable. A comprehensive extended warranty will still cover all major mechanical components, including parts that account for some of the most expensive repairs. At Wholesale Warranties, our comprehensive plans include the engine, transmission, brakes, refrigerator, air conditioning, wiring, leveling systems, slide-outs and more.
Exclusionary RV Warranty Coverage
As for exclusionary warranties, every component is covered under the contract except for the explicitly listed exclusions. Exclusions include pre-existing conditions or aesthetic components, such as fabric and paint, physical or accident damage, and maintenance items. Although these policies cost more than comprehensive and basic plans, they offer a greater range of protection. With an exclusionary policy, you have the potential to save big on otherwise costly repairs.
Again, you can expect every major mechanical component in your rig to be covered, from your engine and powertrain down to appliances, heating and cooling components, leveling systems, wiring, and more.
Coach Only RV Warranty Coverage
A coach-only RV warranty specifically excludes engine and powertrain components. The coach only option protects your travel budget from some of the most common—and expensive—RV repairs. These policies include slide-outs, leveling jacks, air conditioning, and more. A coach-only extended warranty is ideal for folks with RVs with mileage that disqualifies them from regular coverage. This is also a good option for newer vehicles with a powertrain still covered under manufacturer warranty.
Powertrain Only RV Warranty Coverage
Acting as the opposite of a coach only policy, this level of coverage specifically excludes items in the housing unit, instead focusing on the most expensive potential failures your coach may face. Engine, transmission, and powertrain components can cost upwards of $60,000. This lower-cost level of coverage is specifically designed for these high-ticket items.
This is just a basic overview of available coverage options. For further information about what is or isn’t covered or information regarding customizable add-ons, fill out the free RV warranty quote form below!