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Quality vs. Quantity: What You Should Be Getting Out of Your RV Warranty

motorhome extended warranty

Purchasing an RV Warranty can be a big decision, and with the many different options available to every RVer and often less than altruistic salespeople, we find that many customers do not get their money’s worth at the end of the day. It is easy to get swept up in high versus low prices, confusing contracts, and the negative connotations that come with RV Warranties, and yet they are so imperative to protecting the investment you’ve made in your RV. At Wholesale Warranties, it is a big part of our job to provide digestible information on RV Extended Warranties to help RV owners make the best possible decision on their RV Warranty coverage—even if it isn’t through us.

Here are a few things to know about RV Extended Warranties:

Low Price Doesn’t Always Mean Best Option

Similar to any product purchase, just because a price is lower doesn’t mean the value is necessarily equal. As a consumer, the choice is up to you, but it is important to know the uncertainties that come with cheaper pricing. A lower rate on your RV Extended Warranty can often be linked to less coverage, which can really hurt in the long run.

Make Sure Your Coach Isn’t Undervalued

Many RV Warranty providers will offer you a cheaper rate due to the immoral act of undervaluing your RV. As an example, let’s say you have a motorhome valued at $200,000—dishonest salesman and brokers may instead value your rig at just $50,000 to save money on your premium. They may be able to offer you an exceptional rate, but your warranty won’t have its full value. If this RV were to experience more than $50k in repairs, you would have to pay out of pocket for those additional costs.

Look Into Your RV Warranty Company

Unfortunately, there have been warranty companies in the past who have created a bad name for others, making many RV owners weary of using brokers, or purchasing policies at all. RV’s are complex and costly to repair, and there can be a lot of value in covering your asset with an RV Warranty, as long as you’re sure of what you’re purchasing, and who you’re purchasing from. Rest assured that at Wholesale Warranties we are a fully insured warranty provider, meaning that the coverage you purchase is backed by a large, financially stable insurance company. There are RV Warranty providers, however, who do not follow similar guidelines, and purchasing from them can mean putting your money in an unstable situation. Look out for providers who classify themselves as “Risk Retention Groups”, which means that if they do not have appropriate funds, your claims may not be paid. To learn more about Risk Retention Groups, read our detailed blog here.

Get a Copy of Your Contract Before Purchase

Looking over contracts can often feel like an intimidating and daunting task, but it is very important that you stick it out and read the fine print. Always request a copy of the exact terms and conditions for the coverage you are purchasing before spending a single dollar! This allows you to verify that the information given by your RV Warranty provider is straight-forward and honest, and gives you the vital opportunity to read exactly what is included and excluded by that policy. The point of a warranty is to protect your investment, and reading the contract is the first step towards confirming that your money is going towards the coverage that you desire.

We hope that you found these RV Warranty tips to be helpful and useful! We understand that buying an RV takes a lot of diligence and fact finding, and the same should go for your RV Warranty! If you’re interested in checking out your options with a fully-insured provider like Wholesale Warranties, simply fill out our free, no-strings-attached quote form.

Comments

  1. Harold McEachern says

    11/24/2015 at 12:23 pm

    Do you provide your service in Canada meaning can you sell to Canadians?

    Reply
    • Wholesale Warranties Team says

      11/24/2015 at 4:36 pm

      Hi Harold,

      Yes, absolutely. We have several options for Canadian customers. Please feel free to request a quote for coverage and one of our friendly Warranty Specialists will be happy to go over your options with you!

      Reply
  2. Michael Stevens says

    11/30/2018 at 8:18 am

    what happens if I go to Canada? Does my warranty travel with me?

    Reply
    • Wholesale Warranties Team says

      11/30/2018 at 2:11 pm

      Hi Michael,

      Yes! All of the RV warranty policies offered by Wholesale Warranties can be used at any licensed repair facility in the United States and Canada.

      Thank you!

      Reply

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Service Contracts not available in California.
This brief summary is not a contract document. The coverage described may not mirror the actual coverage purchased at the time of sale. Specific Vehicle Service Contract coverage varies depending upon the Vehicle Service Contract purchased, optional coverage selections, state of purchase and administrator agreement. Please read the actual contract documents for important details on coverage, limits, conditions and terms. If there is any conflict between this summary and the Vehicle Service Contract documents, the contract documents will control.
NOTE: Wholesale Warranties is a leading provider of RV Extended Service Contracts, more commonly known and referred to as RV Extended Warranties. We are not affiliated with manufacturer warranties in any way.

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